INDIANAPOLIS (WISH) – There’s a good chance you’ve dodged potholes around Indianapolis and maybe even hit one.
It happened to 24-Hour News 8′s Daniel Miller and he found out how you can prevent a big expense at the repair shop.
“I’ve lived here 32 years and I’ve not seen it this bad,” said Eugene Inman of Indianapolis.
Inman’s story starts off like many others. 24-Hour News 8 found him at Goodyear Tire getting a new tire. He hit a pothole downtown on his way home from work.
“It’s one of those where I knew this one hurt because I heard something go flying off,” Inman said.
But, that could be where the similarities end because Inman didn’t pay a dime to replace his tire.
“I’m one of the lucky one’s, I’ll admit that,” he said.
Inman had a tire warranty that covered the repair.
“It’s about 25 percent of the cost of the tire, but living in Indiana, I’ve learned that’s the way to go,” he said.
But, it’s not the only way.
Joe Gonzalez with State Farm Insurance said knowing what’s in your auto policy can protect you.
“It’s important to have full coverage meaning that you get comprehensive coverage and collision coverage, because hitting a pothole is covered under the collision coverage of an auto policy,” Gonzalez said.
Gonzalez said if the damage exceeds beyond a tire repair, your auto policy has a deductible that you have to pay.
The manager of one tire company told 24-Hour News 8 that tire replacement can cost anywhere from $70 to $300 and that doesn’t include the price of the rim if it’s damaged.
After hitting a pothole Wednesday morning, James Wooden had a third option that works for him.
“I can go to a couple of knock off tire places and get one for about $20-$25, so that’s probably what I’m going to do,” Wooden said.
Gonzalz also suggested taking pictures and writing down where you hit the pothole so you can properly report it to your agent and the city.