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UnitedHealthcare reminds everyone about Open Enrollment

An important, timely reminder for seniors! Mark your calendars because Dec. 7 is the last chance for you to make changes to your coverage for 2016. Picking the right plan and deciding what’s right for you can be confusing, so Charlotte MacBeth, CEO of UnitedHealthcare Medicare & Retirement in Indiana, stopped by to share some advice and a few tips for getting what’s right for you!

Medicare is not one size fits all – and the various plan options that are available give people an opportunity to choose a plan that best suits their unique needs. Many people find that the additional benefits available with Medicare Advantage plans align well with their lifestyle and health goals. (Those benefits can include vision, hearing and dental care, gym memberships, disease management programs, and access to health care professionals 24 hours a day, seven days a week.)

  • The Medicare Open Enrollment Period began October 15th and ends December 7th. The Open Enrollment Period is an important time of year because, for most Medicare beneficiaries, it’s their one opportunity all year to make changes to their health coverage for 2016.
  • It’s important that beneficiaries take advantage of this opportunity to review their current coverage and assess if it’s still meeting their needs. They should also explore the other plans that are available in their area and determine if it makes sense to make a change to their coverage.

QUESTIONS SENIORS SHOULD ASK THEMSELVES:

  • Is your current coverage still meeting your needs, and will your benefits change next year?
  • If the plan you’re considering has a network, are you comfortable with the doctors and hospitals that are included in the network?
  • Is the plan a good fit for your budget?
  • Are you looking for a Medicare plan that can help you meet your health goals?
  • Would you be able to save money or improve your health by finding a plan that provides coverage of additional benefits, such as dental and vision care or hearing aids?
  • For prescription drug plans, are your medications on the formulary, or approved drug list, and will the plan’s network of pharmacies make it easy and convenient for you to access your drugs?

Evaluating Medicare Plans: Things to Consider

• Current/future benefits and your needs

• Doctor/hospital network

• Budget

• Health and wellness goals

• Additional benefits (vision, hearing, dental, gym membership, etc.)

• Prescription coverage

Resources to Help with Medicare Open Enrollment

• UHCMedicarePlans.com or 1-800-711-4554 (TTY: 711)

• Community support: Family, friends and the State Health Insurance Assistance Program (SHIP)

www.Medicare.gov or 1-800-MEDICARE (1-800-633-4227)The ABC’s (and D) of Medicare

• Original Medicare

o Part A: Hospital insurance

o Part B: Medical insurance

• Part C/Medicare Advantage: Combines Parts A and B (and often D) into one plan

• Part D: Prescription drug coverage

• To learn more, visit www.MedicareMadeClear.com

To learn more, call 1-800-711-4554 (TTY: 711) or visit www.UHCMedicarePlans.com.

SEGMENT IS SPONSORED BY UnitedHealthcare