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The best shopping loyalty programs that actually offer you something

TAMPA, Fla. (WFLA) – With the holiday season fast approaching we all know our wallets can quickly thin out, which is why WFLA  looked into which loyalty programs have the best rewards.

Justin Cuplar is a savings expert at The Penny Hoarder. Cuplar says when picking a loyalty program, make sure what you are getting is worth it and always read the fine print.

“Legit loyalty programs will actually offer you something. You see a lot of them that say, ‘Yeah, sign up for this, but there is actually no goodness to it. There is nothing for a customer. They may offer 1 percent back and that’s really not worth it to the customer,” said Cuplar.

Cuplar put together a list of his top loyalty programs:

Shop Your Way Rewards

The benefits:

  • Free
  • Get points back for every dollar you spend at Sears or Kmart.
  • Sometimes the points back are 50-100 percent
  • Online deals

Kohls “Yes2You” Rewards

The benefits:

  • Free
  • Simple
  • $5 for every $100
  • Birthday Bonus

Target Red Card

The benefits:

  • Free
  • It is a credit card but you can link it to your bank account so it works like a debit card
  • 5 percent credit for every dollar
  • Free shipping

Petco Pals

The benefits:

  • Free
  • $5 for $100 you spend
  • Members only discount
  • Free birthday treat for your pets

Plenti

The benefits:

  • Partners with 13 different retailers
  • $1 per $100 spent
  • You can use points at any of the partnering businesses

For online shoppers Cuplar says Amazon Prime has good deals and bonus for being a member.